Workers' Compensation Coverage for Pennsylvania Employers
Pennsylvania Workers' Compensation Requirements
Most Pennsylvania employers with even one employee are required by law to carry workers’ compensation insurance. It covers medical costs and a portion of lost wages when an employee is injured on the job — and it protects your business from most lawsuits related to that injury.
Reducing Claims Through Workplace Safety
Workers’ comp premiums are directly tied to your claims history. Clients who insure their business through Erie Insurance can also access Erie’s Loss Control and Risk Management program, which helps employers build safety committees and run safety training so fewer injuries happen in the first place.
Industries We Serve
We write workers’ compensation coverage for contractors, repair garages, used car dealerships, and other Lehigh Valley businesses with employees on-site every day.
Contractors, Repair Garages & Used Car Dealers
These industries face on-the-job risks that a generic policy doesn’t always anticipate — from jobsite injuries to garage equipment accidents. We work with carriers who understand exactly that.
Is Workers' Compensation Insurance Required in Pennsylvania?
Yes. With very limited exceptions, Pennsylvania law requires employers to carry workers’ compensation insurance for their employees. It covers medical treatment and partial wage replacement after a workplace injury, regardless of who was at fault.